At this time, authorities are unsure if there was another driver involved in this accident. If there was, and the other driver was at fault, than the driver who crashed into the light pole may seek insurance coverage from the other driver. Additionally, if the driver who crashed into the light pole has Uninsured Motorist or Underinsured Motorist Coverage (UM/UIM), he may also make a claim with his own insurance coverage policy if he had this coverage. UM/UIM coverage can “kick in” when there is not adequate coverage from the at fault driver’s policy. In such a case, a driver may file a claim against his own insurance policy for additional coverage and protection. For these reasons, it is strongly recommended for all drivers to protect themselves, and their loved ones by having adequate UM/UIM coverage on their insurance policies.
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