Many people are confronted with the dilemma of what to do when they get bitten by a friend’s dog and injured. Unfortunately, even if they are seriously injured, most people are hesitant to do anything because of their relationship with the dog’s owner. They figure that their own insurance will cover their medical expenses, and they are too concerned about the relationship to cause any conflict. However, most people are unaware that most homeowner’s insurance policies provide coverage for dog bites. For example, if you have been bitten by a friend’s dog or a neighbor’s pet their homeowner’s insurance or renter’s insurance will likely provide coverage for your injuries.
There is very high potential value in dog bite cases. Dog bites typically leave permanent injuries such as scars and wound marks that will remain for life. Permanent injuries such as these are valued high by insurance companies in settlement values. Furthermore, the need for future potential surgeries and scar revision therapy to correct scars, adds values to these claims.
Unfortunately, most people are satisfied with only getting compensation for their medical bills and expenses in these types of claims. Most people are unaware that their claims should also evaluate their possible future medical expenses, their pain and suffering damages, lost income, and all other forms of damages they have received. Importantly, if there is homeowner’s insurance coverage for these claims, you could be rest assured that the claim will be paid by the insurance carrier, as opposed to out of pocket of your neighbor and friend. And that is the purpose of insurance at the end of the day, isn’t it?
If you or a loved one has been bitten or attacked by a dog, please contact the Law Firm of Rivers J. Morrell for a free consultation at (949)305-1400 to discuss your legal options.
