What do you do when you are a pedestrian injured by a hit and run driver? Who pays for the medical expenses if the driver is never identified and charged? Many Californians do not realize that these expenses are covered under their own “uninsured/under-insured motorist” or UM/UIM coverage on their automobile insurance policy. After 40 years of experience in these cases I cannot over-emphasize the importance of maximizing this coverage on your policy. This is some of the least expensive insurance you can purchase, and it provides so much help to those who are injured in accidents – especially hit and run accidents.
So many drivers are under-insured or have no insurance whatsoever. Maximizing your UM/UIM coverage helps when you encounter situations like this weekend, or if you are simply involved in a serious accident with someone who is under-insured or who flees the scene of the accident.
If you have been the victim of a hit and run accident, and wish to understand the implications of UM/UIM we invite you to call for a free consultation at (949)305-1400.